With another holiday season come and gone, we may find ourselves in that frustrating position of realizing that some of the cards and gifts we sent — and were to receive — never reached their intended targets. “Didn’t you get the package I sent you?” dear old Aunt Louisa says over the phone. “No,” you […]
It’s time to apply for a new credit card, but you’re unexpectedly declined. To your surprise, your credit rating is dangerously low—much lower than it should be. You then receive a telephone call from a collections agency asking about an overdraft account in your name. The angry sounding gentleman on the line claims that you […]
Somebody you know is buried in ancient documents—bills, contracts, personal details, financial information. Their office, basement, or garage is a wall of white and manila papers, bank boxes and desk drawers bursting at the seams and hinges with old bills and receipts. Or maybe your friend doesn’t keep a long paper trail, but is surrounded […]
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